Business Restructuring

At Fast Insolvency, we provide strategic and affordable business restructuring services in to help companies in financial difficulty regain control, reduce debt, and protect operations.

Whether your business is under pressure from creditors, struggling with cash flow, or facing insolvency, we help you restructure legally and effectively.

We provide affordable, strategic business restructuring services in tailored to small and medium-sized UK companies.

Get in touch today for free restructuring advice from a licensed insolvency practitioner.

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What Is Business Restructuring?

Business restructuring is the process of reorganising a company’s financial or operational structure to improve performance or respond to financial distress.

This can involve debt negotiations, cost reductions, asset sales, or formal insolvency procedures such as a Company Voluntary Arrangement (CVA) in .

When Should a Company Consider Restructuring?

You should consider restructuring when your business is facing mounting debts, pressure from HMRC in , falling revenue, or difficulty meeting payment obligations.

Early restructuring can help avoid formal insolvency and support long-term recovery.

What Are the Benefits of Business Restructuring?

Business restructuring allows companies to remain operational while resolving financial issues.

Key benefits include:

• Lowering or rescheduling debt

• Improving cash flow and profit margins

• Avoiding liquidation or administration

• Protecting jobs and company assets

• Restoring confidence among suppliers and investors

What Types of Business Restructuring Are Available?

We offer both informal and formal restructuring options.

Informal restructuring involves negotiating with creditors, reviewing contracts, or internal cost-cutting. Formal restructuring may include a CVA, administration in , or refinancing.

Can Restructuring Help Avoid Insolvency?

Timely restructuring can prevent full insolvency by addressing financial challenges early.

The aim is to stabilise the business and return to profitability while avoiding more disruptive procedures like liquidation.

What Is a Company Voluntary Arrangement (CVA)?

A CVA is a formal restructuring tool that allows an insolvent company to agree a repayment plan with creditors, usually over 3 to 5 years.

It allows the company to continue trading while repaying debts at an affordable rate.

Do Directors Stay in Control During Restructuring?

In most restructuring scenarios, particularly informal ones and CVAs, directors remain in control of the company under supervision from an insolvency practitioner.

This gives directors the ability to steer recovery while meeting legal obligations.

Is Business Restructuring Suitable for All Companies?

Restructuring is suitable for businesses of any size, provided there is a viable core operation that can be preserved.

Our team will assess your business and recommend the most suitable approach based on current liabilities and future potential.

How Long Does Restructuring Take?

The timeline depends on the type and complexity of the restructure.

Informal restructuring can begin immediately, while formal processes such as CVAs typically take 4 to 8 weeks to set up.

Will My Creditors Need to Agree?

Formal restructuring agreements, like CVAs, require creditor approval.

In informal arrangements, we negotiate directly with creditors to agree on revised terms.

What Happens If Restructuring Fails?

If restructuring fails, the company may need to enter administration or liquidation in .

We monitor progress closely and always keep directors informed of options at each stage.

Will My Staff Be Affected?

Depending on the nature of the restructure, staff may be retained, reassigned, or in some cases made redundant.

Our goal is always to protect jobs wherever possible through early intervention.

Is Business Restructuring Confidential?

Informal restructuring is handled discreetly and not publicly recorded.

Formal processes, such as CVAs, are registered with Companies House but do not receive the same publicity as administration or liquidation.

What Are the Signs That I Need to Restructure?

Common signs include increased creditor pressure, cash flow issues, declining turnover, over-reliance on loans, and late payments to HMRC or suppliers.

Early action increases the chances of success.

Get Free Business Restructuring Advice Today

If your business is under financial strain, don’t wait until options disappear

Contact Fast Insolvency now for free, no-obligation advice on how business restructuring can help your company recover and move forward.

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